Looking for a financial break? The other day I caught myself skimping … and said, “Jan, don’t write the book report, without reading the book.” As a kid, I was able to do that and get As. As an adult, I know it’s about more than getting an A! Be efficient, but if you catch yourself looking too long or hard for a shortcut, give it up. Deliver the goods! A financial break is about trading value for value. What’s in demand that you can consistently deliver, better than anybody else? Love delivers!